1. PREDATORY LENDING: the YSP cannot be added to points received by mortgage broker when determining predatory lending threshold. (Wolski v. Fremont Investment & Loan, 127 Cal. App. 4th 347) 2005
2. TILA RESCISSION: a mortgage that has been refinanced and no longer exists can still be rescinded. (Pacific Shore Funding v. Lozo, 138 Cal. App. 4th 1342). 2006
3. TRUSTEE'S SALE: the trustee sold a foreclosed house, unaware the the lender and the homeowner agreed on terms that would terminate the foreclosure. (Bank of America, N.A. v. La Jolla Group II, 129 Cal. App. 4th 706) 2005
4. MORTGAGE FRAUD: a credit bid by a foreclosing lender does not establish the value of the property. (First Commercial Mortgage Co. v. Reece, 89 Cal. App. 4th 731) 2001
5. JURISDICTION: May RESPA violations be tried by State courts?
(Wash. Mut. Bank v. Superior Court, 75 Cal. App. 4th 773 ) 1999
6. BREACH OF RIGHTS: borrower's request to terminate an impound account. (Kirk v. Source One Mortgage Servs. Corp., 46 Cal. App. 4th 483) 1996
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